Ravi Sattuluri

SVP of Credit Risk, Scratchpay

Ravi Sattuluri is the SVP of Credit Risk at Scratchpay and manages all aspects of lending – credit risk, fraud, servicing, and capital. Ravi has extensive experience in customer acquisition, credit risk, and business analytics. He previously worked at Capital One where he held key roles across the entire credit card customer lifecycle. Most recently, he was the General Manager of Lending at Payoff where he was able to grow the portfolio by 10X while maintaining best in industry charge-off and fraud-loss rates. Ravi holds a M. S. in Nuclear Engineering from Purdue University and a bachelors in Mechanical Engineering from Bombay University.

Articles by Ravi Sattuluri

2025 New York Tech Week Recap Of Mucker Sessions

Last week during New York Tech Week 2025, we joined more than 1,000 events hosted by founders, investors, and VCs. This post is a full Mucker recap of the three...

How to Build a Customer Support Function for Startups Using AI Tools with Alex Velinov

Delivering high-quality customer support can be one of the most resource-draining parts of a startup. The good news: we’re at a turning point where founders can use AI tools to...

Zero → 100: The Exact Steps We Took to Close Our First 100 Paying Customers

Going from zero customers to 100 in just four months sounds impossible—unless you’re a founder willing to roll up your sleeves and hustle relentlessly. I’m Gaurav Bhattacharya, co-founder of Jeeva.ai,...

Unblocking Startup Growth: Best Practices for Sales Discovery & Qualification with Richard Harris

Startups are in a constant race against time and resources, navigating complex sales environments with lean teams and limited margins for error. In a recent session from the Mucker Growth...

The LinkedIn Playbook: How Startup Founders Can Stand Out & Scale

This LinkedIn Playbook is based on insights from a recent one-time Mucker Growth Session webinar featuring LinkedIn growth experts Alec Paul (Founder of SalesBrand) and Kyle Williams (Founder of Brickstack)....

DeepSeek vs OpenAI: Comparison Breakdown and What It Means For Your Tech Startup With Dan Cleary

In this recent webinar of our Mucker Growth Series, we discussed the evolving AI landscape with Dan Cleary, founder of PromptHub. He provided an in-depth breakdown of DeepSeek vs. OpenAI,...