Ravi Sattuluri
SVP of Credit Risk, Scratchpay
Ravi Sattuluri is the SVP of Credit Risk at Scratchpay and manages all aspects of lending – credit risk, fraud, servicing, and capital. Ravi has extensive experience in customer acquisition, credit risk, and business analytics. He previously worked at Capital One where he held key roles across the entire credit card customer lifecycle. Most recently, he was the General Manager of Lending at Payoff where he was able to grow the portfolio by 10X while maintaining best in industry charge-off and fraud-loss rates.
Ravi holds a M. S. in Nuclear Engineering from Purdue University and a bachelors in Mechanical Engineering from Bombay University.
Content & Articles by Ravi Sattuluri
The 10 Security Gaps That Plague Startups Before Their A Round
A NOTE ON SEVERITY Not every item on this list carries the same level of risk. Some are the kind of finding that stops a deal. Others are serious but...
Community-Led Growth for Startups: Why Most Communities Fail and How to Build One That Actually Works
In our recent Mucker Growth Series session, I invited Sam Jacobs — founder and CEO of Pavilion — to talk about community-led growth: what it actually means, why most communities...
Pricing Models & Monetization Systems for Startup Success
In our recent Mucker Growth Series webinar session, we invited Jeffrey Tjiok and Jack Benson from Simon-Kucher to break down how startups can build pricing into their DNA from day...
Pitch Decks That Actually Raise Money: An Extreme Makeover Guide
Welcome to another recap from our Growth Series webinars, a series of sessions where we go deep into topics that help drive startup growth. In this session, we invited back...
Stop Hiding Behind Your Screen: In-Person Events Are How You Win in 2026
2026 is shaping up to be the year businesses rediscover the power of shaking hands, clinking glasses, and actually meeting their prospects in person. Don’t take my word for it...
Build Alignment Before You Burn Out
Everything Feels Urgent At early-stage companies, everything feels urgent: shipping product, closing customers, raising money. In that environment, planning can feel like a luxury, or even a liability. In my...