Ravi Sattuluri

SVP of Credit Risk, Scratchpay

Ravi Sattuluri is the SVP of Credit Risk at Scratchpay and manages all aspects of lending – credit risk, fraud, servicing, and capital. Ravi has extensive experience in customer acquisition, credit risk, and business analytics. He previously worked at Capital One where he held key roles across the entire credit card customer lifecycle. Most recently, he was the General Manager of Lending at Payoff where he was able to grow the portfolio by 10X while maintaining best in industry charge-off and fraud-loss rates. Ravi holds a M. S. in Nuclear Engineering from Purdue University and a bachelors in Mechanical Engineering from Bombay University.

Articles by Ravi Sattuluri

Build Alignment Before You Burn Out

Everything Feels Urgent At early-stage companies, everything feels urgent: shipping product, closing customers, raising money. In that environment, planning can feel like a luxury, or even a liability. In my...

How To Use Reddit To Scale Organic Growth For Your Startup

In this Mucker Growth Series session, Colin Belyea, founder of Karmic and an expert in Reddit organic growth, breaks down how Reddit has become one of the most influential discovery...

Sales Comp Kick Start: Keys to Getting It Right as You Begin to Build Your Sales Team

Webinar Recap featuring Donya Rose, Managing Principal from The Cygnal Group Sales compensation is one of the most critical aspects of building a successful sales organization. Many early-stage founders stumble...

Austin Tech Week 2025 Recap

Mucker Capital hosted two powerful days of programming during Austin Tech Week, bringing together founders, operators, and growth leaders to share real-world insights from the startup trenches. Across four sessions,...

LA Tech Week 2025 Day 3 Recap: AI Search – Wednesday Oct 15

After two packed days exploring AI startup building and go-to-market growth, Day 3 of LA Tech Week shifted focus to the evolving world of AI Search, how new AI technologies...

LA Tech Week 2025 Day 2 Recap: Startup Growth – Tuesday Oct 14

After a packed AI Building Day, we continued LA Tech Week with Startup Growth Day, a full schedule of sessions focused on go-to-market strategy, founder journeys, and scaling startups in...