Ravi Sattuluri

SVP of Credit Risk, Scratchpay

Ravi Sattuluri is the SVP of Credit Risk at Scratchpay and manages all aspects of lending – credit risk, fraud, servicing, and capital. Ravi has extensive experience in customer acquisition, credit risk, and business analytics. He previously worked at Capital One where he held key roles across the entire credit card customer lifecycle. Most recently, he was the General Manager of Lending at Payoff where he was able to grow the portfolio by 10X while maintaining best in industry charge-off and fraud-loss rates. Ravi holds a M. S. in Nuclear Engineering from Purdue University and a bachelors in Mechanical Engineering from Bombay University.

Articles by Ravi Sattuluri

Using Customer Feedback to Build a Product that Customers Will Love

Customer feedback is the lifeblood of successful product development, but many startups struggle with collecting, validating, and prioritizing the constant stream of input from users, advisors, and internal teams. In...

How Shaun Merritt Vibe-Coded Karrot.ai As A Solo Builder

I recently had the opportunity to chat with Shaun Merritt, cofounder and CTO of Karrot.ai, a LinkedIn ABM tool. Shaun was kind enough to share a comprehensive breakdown of how...

7 Steps to Build a Product That Sells Itself

Learn the 7 steps to product-led growth (PLG) to build a product that sells itself. Drive activation, boost conversions, and scale efficiently with Wes Bush from ProductLed....

The Founder’s Mental Health Playbook: What I Learned After Nearly Burning Out

A hard-won guide to staying mentally healthy while building a startup I founded Stitcher, the podcast platform, in 2007 and ran it for seven years until we sold in 2014....

Answer Engine Optimization (AEO) for Early Stage Companies

In our latest session from the Mucker Growth Series featuring Ethan Smith from Graphite, we explored AEO, a significant new approach for optimizing visibility in AI-driven search, particularly relevant as...

Startup Guide to AI Visibility: Be the Brand ChatGPT Recommends

Introduction Today, users aren’t just searching on Google. They’re asking ChatGPT, Claude, Google’s Gemini, Perplexity, and other AI systems for advice. AI visibility is the new frontier of brand awareness....